RBI REGISTERED NBFC: B-14.02019 Lord Krishna Financial Services Ltd
Prest Loans Logo
OFFICIAL CAUTION NOTICE • PUBLIC FRAUD ALERT

Disclaimer & Public Notice

Important legal disclaimers regarding website content, external links, and urgent public caution notice against fraudulent entities and fake agents impersonating Prest Loans executives.

Official Domain
Only prestloans.com
No Cash / UPI
Never pay to personal accounts
Fraud Helpline
011-45241131
RBI Sachet
sachet.rbi.org.in

Disclaimer & Public Notice

Lord Krishna Financial Services Limited • Brand: Prest Loans

Public Caution

CRITICAL PUBLIC NOTICE: Beware of Fake Loan Agents & Impostors

Do Not Transfer Money to Personal Bank Accounts or Personal UPI IDs

It has come to our notice that certain fraudulent individuals, unauthorized agents, and fake websites are misrepresenting themselves as employees, representatives, or DSA partners of “Lord Krishna Financial Services Ltd” or “Prest Loans”. These fraudsters issue fake loan approval letters, fabricate sanction certificates, and demand advance processing charges, insurance deposits, or clearance fees into personal savings bank accounts or individual UPI IDs (e.g. GooglePay, PhonePe, Paytm).

Our Strict Policy: Prest Loans NEVER collects processing charges in cash, nor does it EVER authorize any individual to collect money in personal bank accounts. All legitimate fee payments are made solely through our official portal (www.prestloans.com) or via direct transfer into the verified corporate account of “Lord Krishna Financial Services Ltd”.

1. General Website Disclaimer

The information contained in this website is for general information purposes only. The information is provided by prestloans.com (Lord Krishna Financial Services Ltd) and while we endeavor to keep the information up to date and correct, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability with respect to the website or the information, products, services, or related graphics contained on the website for any purpose. Any reliance you place on such information is therefore strictly at your own risk.

In no event will we be liable for any loss or damage including without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from loss of data or profits arising out of, or in connection with, the use of this website.

2. External Links & Third-Party Services

Through this website, you are able to link to other websites (such as credit bureaus, payment gateways, statutory portals, or partner institutions) which are not under the control of Prest Loans. We have no control over the nature, content, availability, or privacy practices of those sites. The inclusion of any links does not necessarily imply a recommendation or endorse the views expressed within them.

3. Service Availability & Platform Maintenance

Every effort is made to keep the website up and running smoothly. However, Prest Loans takes no responsibility for, and will not be liable for, the website being temporarily unavailable due to technical issues, server maintenance, telecommunication failures, or cyber incidents beyond our reasonable control.

4. Credit Appraisal & Approval Discretion

Submitting a loan application, uploading documents, or receiving an eligibility estimate on our digital loan calculators does not constitute a final loan sanction or commitment. The sanction of all loans is at the sole and unfettered discretion of the Credit Underwriting Committee of Lord Krishna Financial Services Ltd, based upon physical/digital verification, credit bureau analysis, income appraisal, and satisfactory completion of all RBI KYC formalities.

5. How to Verify Authentic Communications

Borrowers and applicants are advised to always cross-verify communications using our official channels:

  • Official Web Portal: https://www.prestloans.com (Check for https:// secure lock icon).
  • Official Email Domains: All genuine communications are dispatched strictly from @prestloans.com email IDs. (We NEVER use generic @gmail.com, @yahoo.com, or @outlook.com accounts).
  • Official Telephony Lines: Landline: 011-45241131 / 011-45241123 | Official WhatsApp: +91-9711669090.
  • Reporting Suspicious Contacts: Immediately alert our Compliance Team at info@prestloans.com.
Issued in Public Interest

Lord Krishna Financial Services Limited ("Prest Loans")
CIN: U65993DL1992PLC049609 | RBI CoR: B-14.02019
M5-M6, Essel House, 10 Asaf Ali Road, New Delhi - 110002

Statutory Reporting

Instances of fraudulent impersonation are reported to the Cyber Crime Cell of Delhi Police and the Reserve Bank of India Sachet Portal (sachet.rbi.org.in).