RBI REGISTERED NBFC: B-14.02019 Lord Krishna Financial Services Ltd
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Join India's Leading Digital NBFC

Build Your Career at Prest Loans

Work with visionary leadership, cutting-edge credit algorithms, and mission-driven colleagues empowering over 25,000+ borrowers and customers across India.

100+
Talented Team Members
RBI
Registered NBFC: B-14.02019
Asaf Ali
Head Office, New Delhi
10,000+
Enterprises Empowered

Where Ambition Meets Opportunity

We foster a supportive, merit-driven culture where innovation is celebrated, leadership is approachable, and career growth is rapid.

Fast-Track Career Growth

Meritocratic performance reviews, transparent promotion tracks, and accelerated advancement for passionate, high-impact performers.

Cutting-Edge FinTech Stack

Experience real-world digital lending infrastructure — automated risk engines, alternate credit data models, and frictionless API systems.

Supportive & Co-operative Team

Praised by our employees as a welcoming "work family" with accessible supervisors, hands-on mentorship, and active teamwork.

Comprehensive Health & Wellness

Holistic family health coverage, accidental policies, flexible leaves, and wellness initiatives that put your well-being first.

Skill Training & Mentorship

Regular workshops on advanced underwriting, financial analysis, regulatory compliance, and digital productivity tools.

Attractive Rewards & CTC

Industry-competitive salaries, performance-linked monthly incentives, recognition galas, and festival celebrations.

Available Positions

Explore current career opportunities and join our high-growth fintech credit team.

Available Position – Manager – Credit (Products)
Asaf Ali Road (Central Delhi) Department: Credit Experience: 5 to 7 Years Full Time Immediate / Early Joiners Preferred
  • Manage credit underwriting and risk assessment for Personal Loans (Unsecured Loans) and Skill Development Loan products.
  • Review loan applications and take underwriting decisions as per approved credit policies and risk parameters.
  • Develop, review, and revise credit policies based on product requirements and business objectives.
  • Design and implement product-specific credit programs and eligibility criteria.
  • Monitor portfolio performance and recommend policy enhancements to improve asset quality and business growth.
  • Collaborate with Operations, Risk, Business, and Technology teams for effective product implementation.
  • Drive digital lending initiatives and automated credit decision-making processes.
  • Analyze market trends, customer segments, and competitor offerings for product enhancement.
  • Ensure compliance with regulatory guidelines and internal risk frameworks.
  • Prepare Credit MIS, portfolio analysis reports, and management presentations.
  • Improve underwriting processes, approval TAT, and overall customer experience.
  • Strong expertise in Credit Underwriting and Risk Assessment.
  • Sound knowledge of Personal Loans, Unsecured Lending, and Skill Development Loan products.
  • Experience in Credit Policy Formulation and Product Development.
  • Understanding of Digital Lending Platforms and Fintech Ecosystem.
  • Strong analytical, decision-making, and portfolio monitoring capabilities.
  • Excellent communication, stakeholder management, and leadership skills.
  • Proficiency in MIS Reporting, Data Analysis, and Risk Monitoring.
  • Candidates with relevant experience in NBFC, Banking, Financial Institutions, or Fintech companies will be preferred.
Location & Joining Details:
Location: Asaf Ali Road (Central Delhi) — Lord Krishna Financial Services Ltd (Prest Loans)
Experience: 5 to 7 Years  |  Working: Full Time  |  Joining: Immediate / Early Joiners Preferred

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Employee's Testimonials & Stories

Hear firsthand from our real team members across IT, Operations, Risk, Sales, and Collections about mentorship, meritocracy, and growth at Prest Loans.

Meet Our Team • Click any profile to view
94%
Team Retention Rate
4.9 / 5.0
Culture & Satisfaction
100%
Transparent Meritocracy
100+ Minds
Pan-India FinTech Force

Our Transparent Recruitment Process

We respect your time. Here is what you can expect from the moment you submit your application.

1

Apply Online

Submit your profile and resume. Our recruitment team reviews every profile within 24-48 business hours.

2

HR Screening

A brief telephonic call to understand your career aspirations, key skills, notice period, and cultural alignment.

3

Functional Interview

In-depth discussion with Department Heads and Team Leads covering role responsibilities and scenario testing.

4

Offer & Welcome

Formal offer letter rollout, streamlined digital onboarding, and an exciting welcome to the Prest Loans family!

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Prest Loans • Lord Krishna Financial Services Ltd

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Application Reference ID: PL-JOB-984210