RBI Registered NBFC

Home Loan

Home Loan

Eligibility

  • For MSMEs/self-employed individuals:
    • Existing operational business for a minimum of 2 years
  • For salaried individuals:
    • Salary slips and salary traced in bank statement for a minimum period of 1 year
    • Cash salary with employment proof
  • Good CIBIL score and credit history

Features

  • Purpose:
    • Construction of house property
    • Renovation/repair of house property
    • Purchase of house property
  • Flexibility in prepayment charges
  • Loan tenure upto 15 years
  • Loan amount upto ₹ 20 lakhs
  • Quick approval with minimum documentation

Required Documents

  • KYC documents of the applicant and co-applicant
  • Bank statements of the last 12 months
  • Income proof for other incomes
  • UDHYAM certificate, if applicable
  • Gram Panchayat patta, society patta, construction on agricultural land, registered GPA and sales deed of property
  • Loans or overdraft sanction letters (if any)

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